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Town hall features personal stories behind budget threat
One of the best defenses against devastating cuts proposed by the Trump administration is to widely circulate and showcase personal stories behind the programs the White House aims to ax, speakers emphasized at a June 12 telephone town hall discussion on … Continue reading at aft.org
How I Set Personal Limits with Credit Spending
Personally, I've found that using a budget helps us stay on track. Every month, we create a written budget that accounts for our regular bills and spending. In it, we include fixed expenses like our mortgage, insurance payments, childcare, and gymnastics … Continue reading at frugaltravelguy.com
Trump’s budget would crush single moms like me
As a single mom working multiple jobs, I know very well that the national budget affects my personal budget as well. And from what I’ve seen of the president’s proposed budget so far, I’m afraid it leaves families like mine behind. Like many Americans … Continue reading at chicagotribune.com
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The 21-Day Budgeting Challenge, the fourth book in the 21-Day Challenge series! Are you tired of having your money seemingly disa…
COMPLETELY UPDATED APRIL 2015! Unlike many personal finance books, How to Manage Your Money When You Don’t Have A…
Now translated into 11 languages! This reader-friendly, icon-rich series is must reading for all managers at every level All mana…
How We Budget: Newlyweds Sara and Mike
How people choose to handle their money is a personal experience -- one that's often hard to discuss. In this series, NerdWallet talks with people from various walks of life to discover how they budget, in hopes that the lessons they've learned can … Continue reading at sfgate.com
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Are These Budget Busters Derailing Your Spending Plan?
Your monthly budget needs to include revolving savings for the expenses … Writing for Fool allows her to combine her passions for writing and teaching others about personal finance. Mary enjoys spending time with her big family, traveling, distance … Continue reading at fool.com
The Budget: The Building Blocks of Personal Finances
Imagine your finances as if it were a house. What kind it is doesn't matter, so go ahead and picture a modest bungalow or Taylor Swift's Beverly Hills mansion. Regardless of its style, size, or price tag, a house is only as good as its foundation. Continue reading at bizepic.com
Momentum gains among state Senate Republicans to roll back personal property tax
Plans to roll back the state’s personal property tax are gaining steam among state Senate Republicans, the Senate co-chairwoman of the Legislature’s budget-writing committee said Thursday. Sen. Alberta Darling, R-River Hills, made the comments to reporters … Continue reading at host.madison.com
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**Many in the consumer credit industry look down on the Payday Loan sector. However, upon close study, it is found that this branch of the market, though, it can, at times, put one in deeper financial trouble, is often a necessity, considering certain circumstances and our society’s strain. For instance, when a person’s car transmission goes out, and that party needs to be able to continue to go to work to avoid losing the job that he or she spent months searching — and no one is there to help… well, a payday loan lender comes quite handy!
“Few industries are more reviled than payday lending, which primarily services the working poor by offering short-term loans at high interest rates. Payday customers borrow an average of 0 for a period of two weeks, or until their next paycheck comes in. The money is handed over on the spot, once the payday store can verify that the customer has a job, earns enough to afford the loan, and hasn’t recently defaulted with another vendor. Payday loans are in high demand: There are 22,000 payday storefronts in the United States and in 2009 they loaned a combined billion. And yet the industry is fighting for its survival. ”
Imagine a case where you’ve looked for this perfect place to live for months and have now finally found it… the only thing is you won’t get paid for another two weeks, and it hits you that this cozy little place is going to go to someone else… It occurs that often, in such cases, and in our currently economy, people don’t have the extra cash as they did in the past to help. A payday loan can help a responsible person in such a scenario. There are also those cases where, because of an unplanned expense in your budget, you may find yourself short of your rent amount — and again, no one is there to help. The landlord keeps showing up at your door making public your financial hardship! You might be short just a lousy 100 dollars… but you can’t afford to be kicked out of your place because of this, Well, again, in such a case, a payday loan can help!
There are also those cases where you come across a great investment opportunity that you know will not last. You’re aware that this is something you can truly capitalize on; but you are currently short of the funds needed to take advantage of it. Your friends are not able to help and you need this done fast! Those are situations in which a payday loan can be of good help to you.