Personal

January 20, 2019 Personal 15 Comments

Super Bowl Betting: Money Management Most Important Factor for Success

Super Bowl Betting: Money Management Most Important Factor for Success What do you want?: At some point when you were growing up, your parents probably told you that you had to have goals. You likely scoffed and stormed into your room like the spoiled brat we all were ba… Continue reading at docsports.com Video poker […]

January 11, 2019 Personal No Comments

Why You Shouldn’t Shy Away From Investing In A Down Market

Why You Shouldn’t Shy Away From Investing In A Down Market One strategy does not fit all when fighting through a financial storm. As an investor, it’s not easy to sit back and watch your investments lose value. It is even more difficult to want to add more to … Continue reading at forbes.com Top […]

January 2, 2019 Personal 11 Comments

Here are the new ‘Dogs of the Dow,’ a simple investing strategy that beat the market last year

Here are the new ‘Dogs of the Dow,’ a simple investing strategy that beat the market last year The “Dogs of the Dow” beat the market in 2018, down only 1.5 percent. The dogs would have done much better in 2018 without General Electric’ 57 percent decline. International Business Machine, Exxon M… Continue reading at […]

December 6, 2018 Personal No Comments

BlackRock now has a higher percentage of technologists than JPMorgan, and it says a lot about the future of the money management industry

BlackRock now has a higher percentage of technologists than JPMorgan, and it says a lot about the future of the money management industry About a quarter of BlackRock’s 14,000 employees work as technologists, the firm’s chief financial officer said Wednesday. That’s a higher percentage than at JPMorgan. Like its peers, BlackRock is bett… Continue reading […]

December 3, 2018 Personal No Comments

Income Investing: Why High Dividend Stocks Aren’t Enough

Income Investing: Why High Dividend Stocks Aren’t Enough Rising interest rates have played havoc on bond values and bond fund returns this year, and the stock market correction is taking a bite out of many dividend stocks, mutual funds and ETFs that invest … Continue reading at investors.com Local physician group investing millions in potentially […]

November 9, 2018 Personal No Comments

Develop Personal Finance Apps to Gain Control of Your Budgeting

November 24, 2017 Personal One Comment

4 Money-Management Tips To Help You Bootstrap Your Business

4 Money-Management Tips To Help You Bootstrap Your Business Sometimes, people who aspire to be business owners have this idea that they’ll pitch their idea, get millions of dollars in funding and start spending money like pro athletes. But, if they’re anything like the average American, they’ll have an … Continue reading at msn.com Curtis […]

October 5, 2017 Personal One Comment

Last step in your personal financial security formula

Last step in your personal financial security formula Jody Tallal Jr. is a man of many talents and interests. He is the author of the just released “Billionaire Cab Driver: Timeless Lessons for Financial Success.” A personal financial manager to wealthy professionals, Tallal became one of the first fee-only … Continue reading at wnd.com 7 […]

Lubaszka explain, "It's probably best for the first time investor to begin conservatively by purchasing physical metals instead of gold stocks, which can be very volatile". According to Clearwater, Fla.-based talk show host and gold analyst, Tom O'Brien, when metals gain 20%, gold equities jump by fifty or sixty per cent. That's great when it happens but the reverse can occur as well.

"Check references and Better Business Bureau ratings", Lubaszka adds. "Deal with a company that takes an active interest in doing business with you. World Financial, for example, offers a five-star customer satisfaction guarantee. If questions are not answered or we fail to respond to a prospect's call or email within 24 hours, that person receives a one ounce silver American Eagle coin free of charge. A financial advisor's job is to ease the investment process, and to insure that customers get the most for their money. Good advisers are merely good, but the best are worth their weight in gold."

Performance will vary. Fund performance often falls off and risk levels rise during the subsequent three years after a fund is given an initial five-star Morningstar rating, suggests another recent study by Matthew Morey, a professor at Pace University. One reason for this is that after receiving a five-star rating the size of the fund grows dramatically, which then makes the fund unwieldy to manage, he suggests. Since Morey's study was completed, Morningstar also has changed the way it doles out top rankings to make them more precise. One of the biggest problems with all rating systems is that they are not necessarily predictive in nature. This means they're not really set up to tell you whether certain funds will necessarily do better in the future. For the most part, the ratings indicate how much you might have made and how much aggravation you faced in the process.