Personal

November 7, 2015 Personal 16 Comments

Personal-finance courses in Virginia teach teens to budget in the real world

Personal-finance courses in Virginia teach teens to budget in the real world In a pre-calculus class at John Champe High School in Loudoun County, juniors and seniors are learning abstract mathematical concepts. And in a personal-finance course, 16- and 17-year-olds are learning about something that might seem even more abstract … Continue reading at washingtonpost.com […]

November 6, 2015 Personal No Comments

EDITORIAL: Helping Young Adults Learn Money Management

EDITORIAL: Helping Young Adults Learn Money Management Help appears to be on the way for schoolchildren, college students and young adults struggling to manage their money. During the last session of the Vermont Legislature a bill was passed in both House and Senate and signed into law by Gov. Shumlin to … Continue reading at […]

November 5, 2015 Personal No Comments

Debt and Money Management with Sue Katz

November 3, 2015 Personal No Comments

One Dozen Thoughts On Dealing With Risk In Investing For Retirement

One Dozen Thoughts On Dealing With Risk In Investing For Retirement Investing is difficult. That said, it can be harder still. Let people with little to no training to try to do it for themselves. Sadly, many people get caught in the fear/greed cycle, and show up at the wrong time to buy and/or sell. […]

November 2, 2015 Personal No Comments

Investing Should Be Painful

November 1, 2015 Personal 3 Comments

Top 7 personal finance apps to keep money in your pocket

Top 7 personal finance apps to keep money in your pocket It’s easy to get advice these days on how to spend money but often you’re stuck with the bigger question – how you spent it! Personal finance apps might not make you a millionaire overnight but can surely help you keep you track expenses […]

October 31, 2015 Personal One Comment

SEC opens door to start-up investing for all with securities crowdfunding

SEC opens door to start-up investing for all with securities crowdfunding If you’ve ever backed a project or business on crowdfunding sites Kickstarter or Indiegogo, you probably came away with some swag, a movie ticket or a discount on a soon-to-be-released product. Soon, you’ll be able to go to similar sites and come away with […]

October 30, 2015 Credit Cards No Comments

Stolen credit card details available for £1 each online

Stolen credit card details available for ?1 each online Guardian finds batch of 100 stolen cards on sale for ?98 on ‘dark web’ amid heightened fears about online security in wake of TalkTalk hack UK credit card details are on sale for as little ?1 each online, the Guardian has learned, as fears rise over […]

Another advantage that 4x has over stocks is the advantage of trading focus. Instead of having to choose between over 4,000 stocks you can deal with 4 main currency pairs. Any good business person knows that focusing on too many things is a recipe for financial disaster and this can hold equally true in the stock market. A stock trader also must grapple with the time issue doing research on all those potential stocks presents. It is also much easier to become familiar with 4 things as opposed to 4,000 things. Focus is the name of the game and 4x trading makes it much easier to do so.

According to Lubaszka, the U.S. dollar has lost more than 80% of its original value since the early 70's when we went to a floating currency, a situation not helped very much by the debut of the Euro in the late 1990s. Unlike American dollars, a portion of the Euro is gold-backed, a stability feature that has helped it outperform the dollar over the long haul. It is for this reason that many foreign investors have been taking money out of U.S. dollars and putting it into gold and oil instead, one explanation for why the price of both has continued to rise in recent months.

Corporate angels are former business executives who have retired early or have been replaced. Although investment is one of their goals, they look for personal opportunity at the same time. So, usually they want to acquire a position in the business as part of the deal. But this should be thoroughly discussed since some corporate angels can be too controlling.