Personal

October 28, 2015 Personal No Comments

Personal Finance News Round Up

Investing in desalination could be a risky move with El Nino on the way After four long years of punishing water shortage across the state, weather forecasters are finally predicting rain — the strongest El Ni?o in decades. While that may be great news for some, it also creates a tricky conundrum for those invested […]

October 28, 2015 Personal One Comment

6 personal finance lessons we wish were taught in school

6 personal finance lessons we wish were taught in school One important lesson: Compound interest could be your best friend or worst enemy. (Photo: Getty Images/iStockphoto) Financial literacy is a big problem in the United States. In a recent study, only 9.4% of American students performed at the top level in a … Continue reading […]

October 28, 2015 Personal 2 Comments

Dividend Investing Is a Straightforward Way to Produce Income

Dividend Investing Is a Straightforward Way to Produce Income Unlike most stocks, where you only make money by selling them for more than the purchase price and any related commission, dividend stocks pay you for simply owning them. Since you’re receiving regular cash payments, you can score a worthwhile return … Continue reading at finance.townhall.com […]

October 27, 2015 Personal No Comments

Eight personal finance classics every saver must read

October 26, 2015 Personal No Comments

6 personal finance lessons we wish were taught in school

635810555354911714-ThinkstockPhotos-481195925

October 26, 2015 Personal 18 Comments

4 steps for getting the best financial aid

Here are some things you can do to better your chances of getting more financial aid.(Photo: Thinkstock) We have all heard it in the news. Most of us have even heard it from our friends and family: Student loan debt is taking a serious toll on those who choose to pursue higher education. In order […]

October 25, 2015 Personal No Comments

Michelle Singletary: Personal finance studies should be interesting, and unbiased

Posted Oct. 24, 2015 at 8:03 PM Article Source: www.telegram.com Personal Finance Personal Finance Personal FinanceKapoor/Dlabay/Hughes’ Personal Finance is the #1 market-leading Personal Finance text. It provides comprehensive coverage of pe… Personal Finance: 7 Steps To Effective Budgeting and Money Management To Build Personal Wealth (Save Money, Debt-Free, Money Tips, […]

October 24, 2015 Personal No Comments

4 Things Scouting Teaches Kids About Personal Finance

Several images likely pop into your mind when you think about Boy Scouts and Girl Scouts: hiking, camping out in the woods and boxes of Thin Mints and those soft shortbread cookies. But there’s more to scouting than friendship and food. Your son or daughter can walk away with a series of skills, involving a […]

Another advantage that 4x has over stocks is the advantage of trading focus. Instead of having to choose between over 4,000 stocks you can deal with 4 main currency pairs. Any good business person knows that focusing on too many things is a recipe for financial disaster and this can hold equally true in the stock market. A stock trader also must grapple with the time issue doing research on all those potential stocks presents. It is also much easier to become familiar with 4 things as opposed to 4,000 things. Focus is the name of the game and 4x trading makes it much easier to do so.

Investments once considered as stable as granite are rapidly losing ground, Lubaszka explains. Real estate is but one example. Long praised as a slam-dunk by money gurus, home-buying is no longer viewed as a hurdle-free path to profit. Stratospheric pricing and higher interest rates are putting intolerable pressure on the current housing bubble, factors bound to bust the suds sooner or later and drive the overheated real estate market into deepfreeze.

There are three principal advantages to an annuity: 1. Tax-deferred accumulation. This allows you to set aside the funds that you pay into the annuity for as long as you want, without worrying about exceeding federal tax limits. 2. Flexibility. An annuity can offer you a variable or a fixed return, unencumbered by federal tax limitations. 3. Security. An annuity offers a fixed-income payout option which would grant an income that cannot be outlived.