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November 4, 2019 Earnings 8 Comments

Under Armour is about to report earnings. Here’s what to expect

Under Armour is about to report earnings. Here’s what to expect Under Armour is set to report third-quarter earnings before the market open on Monday. Here’s what analysts are expecting, based on Refinitiv estimates: Earnings per share: 18 cents expected Revenue: … Continue reading at cnbc.com ROKU to Report Q3 Earnings: Factors Influencing Results The […]

June 16, 2019 Mutual Funds No Comments

5 Things You Need to Know about Index Funds

5 Things You Need to Know about Index Funds the advantage over higher cost active funds can be significant. There are a wide range of low-cost index mutual funds and ETFs covering widely used indexes across the nine domestic Morningstar style … Continue reading at investopedia.com What India’s Three Largest Mutual Funds Bought and Sold […]

February 12, 2019 Large Cap No Comments

What young investors need to know about stock market diversification

What young investors need to know about stock market diversification Young investors need to understand the benefits of diversifying their stock market holdings by company size and geography. Owning large-cap, mid-cap and small-cap stocks, as well as domestic and inter… Continue reading at cnbc.com 6 Large-Cap Stocks Beating the Market According to the GuruFocus All-in-One […]

December 8, 2018 Mutual Funds 6 Comments

Exxon Mobil Corporation (XOM): Are Hedge Funds Right About This Stock?

Exxon Mobil Corporation (XOM): Are Hedge Funds Right About This Stock? Insider Monkey finished processing more than 700 13F filings made by hedge funds and prominent investors. These filings show these funds’ portfolio positions as of September 30th. In this article … Continue reading at finance.yahoo.com Stocks’ Drubbing Vexes Fund Managers as Year-End Pressure Mounts […]

December 6, 2018 Personal No Comments

BlackRock now has a higher percentage of technologists than JPMorgan, and it says a lot about the future of the money management industry

BlackRock now has a higher percentage of technologists than JPMorgan, and it says a lot about the future of the money management industry About a quarter of BlackRock’s 14,000 employees work as technologists, the firm’s chief financial officer said Wednesday. That’s a higher percentage than at JPMorgan. Like its peers, BlackRock is bett… Continue reading […]

November 19, 2018 News One Comment

Ivanka Trump used a personal email account to send hundreds of emails about government business last year

Ivanka Trump used a personal email account to send hundreds of emails about government business last year Using personal emails for government business could violate the Presidential Records Act … Comey’s controversial decision to hold a news conference a few months before the election to announce his c… Continue reading at washingtonpost.com California Inc.: Retailers […]

June 18, 2017 News No Comments

Trump’s Business Ties in the Gulf Raise Questions About His Allegiances

Trump’s Business Ties in the Gulf Raise Questions About His Allegiances LONDON — President Trump has done business with royals from Saudi Arabia for at least 20 years, since he sold the Plaza Hotel to a partnership formed by a Saudi prince. Mr. Trump has earned millions of dollars from the United Arab Emirates for […]

September 7, 2016 Mutual Funds No Comments

What you must know about eKYC in mutual funds

What you must know about eKYC in mutual funds The Securities Exchange Board of India (SEBI) has been consistently trying to ease the process of investing in capital markets, including mutual funds. Using digitisation, it has been striving to increase the penetration of mutual funds by simplifying the … Continue reading at financialexpress.com 3 Reasons […]

There are brokers, and then there are brokers. The best of the breed will answer all questions, and make the process of first-time gold buying less nerve-wracking. Great brokers are also accessible when needed, and quick to call with any new information that affects the value of the investment.

Performance will vary. Fund performance often falls off and risk levels rise during the subsequent three years after a fund is given an initial five-star Morningstar rating, suggests another recent study by Matthew Morey, a professor at Pace University. One reason for this is that after receiving a five-star rating the size of the fund grows dramatically, which then makes the fund unwieldy to manage, he suggests. Since Morey's study was completed, Morningstar also has changed the way it doles out top rankings to make them more precise. One of the biggest problems with all rating systems is that they are not necessarily predictive in nature. This means they're not really set up to tell you whether certain funds will necessarily do better in the future. For the most part, the ratings indicate how much you might have made and how much aggravation you faced in the process.

Past performance is no guarantee of the future. You have probably heard this disclaimer a thousand times before, but it is really important to understand. Most rating systems have little to no predictive element in them. It's natural to think that the best performer of the past will be the best performer in the future. Unfortunately, it's not that simple. Just think about it; if it were that easy, investors would just continue to buy last year's winners knowing that they will be this year's winners. And that seldom works.