Budgeting

February 11, 2020 Personal 10 Comments

12 Budgeting Tips for New Parents

January 23, 2019 Personal 16 Comments

New Survey Shows Consumers, No Matter Their Income or Assets, Need Support with Spending, Household Budgeting

New Survey Shows Consumers, No Matter Their Income or Assets, Need Support with Spending, Household Budgeting 68 percent agree that having a household budget would help them reach personal and family goals, and 67 percent say that if they had a budget it would have a great impact on their confidence in … Continue reading […]

February 12, 2016 Personal No Comments

Here Are the 5 Best Apps for Budgeting and Personal Finances

Here Are the 5 Best Apps for Budgeting and Personal Finances Getting your finances in order is no easy feat, and it’s easy to brush off the stress by “doing it later” — until you check your bank account and realize you spent $ 200 on burritos. Luckily, there are handy apps to help keep […]

December 17, 2015 Personal 12 Comments

The Most Common Budgeting Mistakes and How to Fix Them

The Most Common Budgeting Mistakes and How to Fix Them And in that excitement, a lot of us get carried away with an unrealistic budget that’s too strict. I’ve been there. I’ve written about this before, but after college, I read a lot about personal finance, and I was pumped about using my money to […]

"When gold peaked-out in the 1970s, interest rates were at an all-time high," Lubaszka says. "Right now we're waiting to feel the effects of the last 9 interest rate increases which generally take 6-9 months to begin impacting the economy. Now's the time to buy gold because when rates go up, downward pressure is exerted on real estate, stocks and bonds and commodities like gold tend to increase. The opposite occurs when rates travel from a high to a low. That's the time to reduce gold assets and increase the paper part of a portfolio."

"Check references and Better Business Bureau ratings", Lubaszka adds. "Deal with a company that takes an active interest in doing business with you. World Financial, for example, offers a five-star customer satisfaction guarantee. If questions are not answered or we fail to respond to a prospect's call or email within 24 hours, that person receives a one ounce silver American Eagle coin free of charge. A financial advisor's job is to ease the investment process, and to insure that customers get the most for their money. Good advisers are merely good, but the best are worth their weight in gold."

Enthusiast angels are retirees who simply enjoy getting involved in different business deals and transactions. They are mostly above 65 years old and are already wealthy even before they start their own businesses. Just like the entrepreneurial angels, they also don't want to play any role in business management.