Budgeting

February 11, 2020 Personal 10 Comments

12 Budgeting Tips for New Parents

January 23, 2019 Personal 16 Comments

New Survey Shows Consumers, No Matter Their Income or Assets, Need Support with Spending, Household Budgeting

New Survey Shows Consumers, No Matter Their Income or Assets, Need Support with Spending, Household Budgeting 68 percent agree that having a household budget would help them reach personal and family goals, and 67 percent say that if they had a budget it would have a great impact on their confidence in … Continue reading […]

February 12, 2016 Personal No Comments

Here Are the 5 Best Apps for Budgeting and Personal Finances

Here Are the 5 Best Apps for Budgeting and Personal Finances Getting your finances in order is no easy feat, and it’s easy to brush off the stress by “doing it later” — until you check your bank account and realize you spent $ 200 on burritos. Luckily, there are handy apps to help keep […]

December 17, 2015 Personal 12 Comments

The Most Common Budgeting Mistakes and How to Fix Them

The Most Common Budgeting Mistakes and How to Fix Them And in that excitement, a lot of us get carried away with an unrealistic budget that’s too strict. I’ve been there. I’ve written about this before, but after college, I read a lot about personal finance, and I was pumped about using my money to […]

Buy gold bars or coins, and put them in a safety deposit box. If you chose to purchase coins from a coin shop, make certain you pay the lowest price possible and that they have a buy back policy. If you elect to go with a broker, fees will be inevitable because you are purchasing a tangible commodity.

Professional angels are lawyers, accountants, and doctors who want to make investments in companies that offer a service or product with which they have little experience. Their main goal of investing is to be hired by the business at the same time as consultant in their area of expertise.

Performance will vary. Fund performance often falls off and risk levels rise during the subsequent three years after a fund is given an initial five-star Morningstar rating, suggests another recent study by Matthew Morey, a professor at Pace University. One reason for this is that after receiving a five-star rating the size of the fund grows dramatically, which then makes the fund unwieldy to manage, he suggests. Since Morey's study was completed, Morningstar also has changed the way it doles out top rankings to make them more precise. One of the biggest problems with all rating systems is that they are not necessarily predictive in nature. This means they're not really set up to tell you whether certain funds will necessarily do better in the future. For the most part, the ratings indicate how much you might have made and how much aggravation you faced in the process.