Investing

January 21, 2020 Mutual Funds No Comments

A Guide to Investing in Mutual Funds for Beginners

A Guide to Investing in Mutual Funds for Beginners They allow you to turn the selection of individual stocks, bonds and other investments over to professionals. This makes mutual funds “ideal for those who do not have the time or ability to select … Continue reading at money.usnews.com 3 ETFs to Buy Instead of Popular […]

August 23, 2019 Personal 14 Comments

Get the gun stocks out! ESG investing can get messy for socially conscious investors

Get the gun stocks out! ESG investing can get messy for socially conscious investors Investing by moral compass is getting more popular — but it’s not always so easy. Take the recent blunder in Vanguard’s US ESG Stock exchange-traded fund. The fund invests in ESG stocks, or companies … Continue reading at usatoday.com Volkswagen says […]

August 12, 2019 Mutual Funds No Comments

Investing: Bond funds worth a place in your portfolio

Investing: Bond funds worth a place in your portfolio Bonds are immensely popular these days, as shown by surging net inflows to mutual funds and exchange-traded funds. And it’s easy to see why. While few stock-fund managers match or beat the returns of … Continue reading at chicagotribune.com The Top 4 Technology Mutual Funds for […]

May 16, 2019 Personal 14 Comments

Here’s What You Earned Investing In China’s Largest Public Companies

Here’s What You Earned Investing In China’s Largest Public Companies China’s mega-corporations are becoming more mega. And once again, their state-owned banks account for half of the top 10 biggest companies in the world, based on the findings in the latest Forbes … Continue reading at forbes.com What I’ve learned about investing after reporting on […]

January 13, 2019 Mutual Funds No Comments

Investing Insights: Year in Funds, Tax Reporting Missteps

Investing Insights: Year in Funds, Tax Reporting Missteps Christine Benz: Hi, I’m Christine Benz for Morningstar.com. The year 2018 ended on a sour note, and most mutual fund categories ended the year in the red. Joining me to provide a recap of the past yea… Continue reading at morningstar.com Are age-based funds protecting U.S. investors […]

January 11, 2019 Personal No Comments

Why You Shouldn’t Shy Away From Investing In A Down Market

Why You Shouldn’t Shy Away From Investing In A Down Market One strategy does not fit all when fighting through a financial storm. As an investor, it’s not easy to sit back and watch your investments lose value. It is even more difficult to want to add more to … Continue reading at forbes.com Top […]

January 2, 2019 Personal 11 Comments

Here are the new ‘Dogs of the Dow,’ a simple investing strategy that beat the market last year

Here are the new ‘Dogs of the Dow,’ a simple investing strategy that beat the market last year The “Dogs of the Dow” beat the market in 2018, down only 1.5 percent. The dogs would have done much better in 2018 without General Electric’ 57 percent decline. International Business Machine, Exxon M… Continue reading at […]

December 3, 2018 Personal No Comments

Income Investing: Why High Dividend Stocks Aren’t Enough

Income Investing: Why High Dividend Stocks Aren’t Enough Rising interest rates have played havoc on bond values and bond fund returns this year, and the stock market correction is taking a bite out of many dividend stocks, mutual funds and ETFs that invest … Continue reading at investors.com Local physician group investing millions in potentially […]

"When gold peaked-out in the 1970s, interest rates were at an all-time high," Lubaszka says. "Right now we're waiting to feel the effects of the last 9 interest rate increases which generally take 6-9 months to begin impacting the economy. Now's the time to buy gold because when rates go up, downward pressure is exerted on real estate, stocks and bonds and commodities like gold tend to increase. The opposite occurs when rates travel from a high to a low. That's the time to reduce gold assets and increase the paper part of a portfolio."

Immediate annuities can be fixed or variable. While a fixed immediate annuity payment depends on the amount you contributed, your age, as well as the interest rate at the time or purchase; a variable immediate annuity depends on the type of investment purchased.

Performance will vary. Fund performance often falls off and risk levels rise during the subsequent three years after a fund is given an initial five-star Morningstar rating, suggests another recent study by Matthew Morey, a professor at Pace University. One reason for this is that after receiving a five-star rating the size of the fund grows dramatically, which then makes the fund unwieldy to manage, he suggests. Since Morey's study was completed, Morningstar also has changed the way it doles out top rankings to make them more precise. One of the biggest problems with all rating systems is that they are not necessarily predictive in nature. This means they're not really set up to tell you whether certain funds will necessarily do better in the future. For the most part, the ratings indicate how much you might have made and how much aggravation you faced in the process.