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Personal Finance Q&A: Taking out a loan to boost credit scores

Personal Finance Q&A: Taking out a loan to boost credit scores Dear Liz: I have little to no information — good or bad — in my credit reports. I am considering obtaining a secured loan from my credit union to establish better credit. Does it make any difference to my credit score if the credit […]

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Personal Finance Q&A: Does having a student loan affect ability to buy a home?

Personal Finance Q&A: Does having a student loan affect ability to buy a home? Dear Liz: I recently completed a master’s degree in counseling and am now paying student loans. I am punctual and consistent in my payments. How does having a $ 30,000 outstanding student loan look to home lenders? We recently sold our […]

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