Should

May 27, 2016 Mutual Funds No Comments

Hedge Funds Are Buying These Stocks, Should You?

Hedge Funds Are Buying These Stocks, Should You? Hedge funds move markets more then you and I could ever dream. The actions that they take in the purchase and sales of equities make the notable headlines you see on a day to day basis. These moves are important to follow and can give investors clues […]

May 25, 2016 Dividends 13 Comments

Should eBay Start Paying a Dividend?

Should eBay Start Paying a Dividend? eBay (NASDAQ:EBAY) has a rock-solid balance sheet and generates healthy cash flows on a regular basis. If management wanted to distribute dividends to investors, the company certainly has the financial resources to do so. However, just because eBay has the … Continue reading at fool.com Dividend Health Checkup Podcast […]

February 27, 2016 Dividends No Comments

Dividend Yield Sign: Telefonica Investors Should Turn Away

Dividend Yield Sign: Telefonica Investors Should Turn Away So much for high-yielding telecommunications stocks offering safe places to hide in a market rout. Shares in Spain’s Telefonica TEF-4.89 % have plunged by about a quarter over six months, underperforming the country’s broader market. Disappointing … Continue reading at wsj.com Instant Analysis: Eaton Raises Dividend by […]

February 16, 2016 Earnings 15 Comments

Should You Trust These Financial Reports?

Should You Trust These Financial Reports? Evidently, that applies to financial statements. Four business school professors surveyed nearly 400 chief financial officers on earnings quality. Their findings, published in the current edition of Financial Analysts Journal, are stark: on average … Continue reading at blogs.wsj.com Wal-Mart Earnings Preview: First Ever Year-Over-Year Decline In Revenue This […]

February 9, 2016 Dividends No Comments

Should The Retired Dividend Growth Investor Really Be Building Cash?

Should The Retired Dividend Growth Investor Really Be Building Cash? Regarded Solutions authored a thoughtful piece on the rationale for raising cash in the current market. I posed a similar thesis here on SA several years ago. What is the difference between a market timer and an investor merely acting on a thoughtful … Continue […]

February 2, 2016 Earnings No Comments

Should Quarterly Earnings Reports Matter?

Should Quarterly Earnings Reports Matter? A flurry of quarterly earnings reports came in today, including those of Exxon, where profits fell more than 58 percent in the fourth quarter, and BP, where profits went down 91 percent in the same period. Yet, do quarterly results really matter? Continue reading at hereandnow.wbur.org Alphabet earnings could take […]

February 2, 2016 Dividends No Comments

3 Dividend Stocks That Retirees Should Avoid

3 Dividend Stocks That Retirees Should Avoid It’s a given that retirees and near-retirees often have a strong interest in dividend-paying stocks, as they’re looking at lives without paychecks and need new income streams. All dividends aren’t created equal, though, and some very tempting ones are … Continue reading at fool.com Ex-Dividend Reminder: Federated Investors, […]

January 10, 2016 Personal No Comments

5 reasons why you should consider investing in Japan

5 reasons why you should consider investing in Japan Reuters/Thomas PeterJapan’s Emperor Akihito (3rd L), flanked by other members of the royal family, waves to well-wishers who gathered to celebrate his 82nd birthday in Tokyo, Japan. Late last year, the Bank of Japan (BOJ) surprised investors with an … Continue reading at businessinsider.com 4 Investing […]

According to Lubaszka, the U.S. dollar has lost more than 80% of its original value since the early 70's when we went to a floating currency, a situation not helped very much by the debut of the Euro in the late 1990s. Unlike American dollars, a portion of the Euro is gold-backed, a stability feature that has helped it outperform the dollar over the long haul. It is for this reason that many foreign investors have been taking money out of U.S. dollars and putting it into gold and oil instead, one explanation for why the price of both has continued to rise in recent months.

A deferred annuity pays out to investors interested in getting an income from an annuity, but who want the payments to begin some time in the future, usually at retirement. Or, they may want the insurance company to invest the money for a few years to increase the payments. A tax deferred annuity allows income tax to be deferred until the money is withdrawn, and you can contribute as much money yearly as you like.

There are three principal advantages to an annuity: 1. Tax-deferred accumulation. This allows you to set aside the funds that you pay into the annuity for as long as you want, without worrying about exceeding federal tax limits. 2. Flexibility. An annuity can offer you a variable or a fixed return, unencumbered by federal tax limitations. 3. Security. An annuity offers a fixed-income payout option which would grant an income that cannot be outlived.