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February 13, 2020 Personal 16 Comments

Trump’s budget could make it harder to stay on Social Security disability insurance

Trump’s budget could make it harder to stay on Social Security disability insurance Though President Donald Trump has repeatedly vowed to protect Social Security benefits, his budget includes big cuts to parts of the program. One proposal could make it more difficult for individuals … Continue reading at cnbc.com How zero-based budgeting can transform your […]

March 8, 2016 News 9 Comments

Today’s Social Media Challenge for Younger Generations

Today’s Social Media Challenge for Younger Generations One of the biggest challenges for the younger generations today, in business and trying to make their mark by building their personal brands via social platforms, is that all their screw-ups and “young” mistakes are out in public display for everyone to see. Continue reading at huffingtonpost.com Can […]

November 15, 2015 Personal No Comments

Personal Finance Q&A: How do Social Security rule changes affect you?

Personal Finance Q&A: How do Social Security rule changes affect you? Dear readers: The changes Congress made to the “claim now, claim more later” Social Security strategy generated so many questions from readers that I’m devoting a second column to answering some of those queries. Next week, we’ll get back to the usual mix … […]

Corporate angels are former business executives who have retired early or have been replaced. Although investment is one of their goals, they look for personal opportunity at the same time. So, usually they want to acquire a position in the business as part of the deal. But this should be thoroughly discussed since some corporate angels can be too controlling.

There are several pay-out methods available when you begin receiving annuity payments. With some options, you or your beneficiaries can select how you want to be paid. The following are some of these:

You can also refund your annuity, meaning you're gaining income for life. However, when you die, the portion if the income payments that you have not collected will be the only amount that your beneficiary receives.