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February 13, 2020 Personal 16 Comments

Trump’s budget could make it harder to stay on Social Security disability insurance

Trump’s budget could make it harder to stay on Social Security disability insurance Though President Donald Trump has repeatedly vowed to protect Social Security benefits, his budget includes big cuts to parts of the program. One proposal could make it more difficult for individuals … Continue reading at cnbc.com How zero-based budgeting can transform your […]

March 8, 2016 News 9 Comments

Today’s Social Media Challenge for Younger Generations

Today’s Social Media Challenge for Younger Generations One of the biggest challenges for the younger generations today, in business and trying to make their mark by building their personal brands via social platforms, is that all their screw-ups and “young” mistakes are out in public display for everyone to see. Continue reading at huffingtonpost.com Can […]

November 15, 2015 Personal No Comments

Personal Finance Q&A: How do Social Security rule changes affect you?

Personal Finance Q&A: How do Social Security rule changes affect you? Dear readers: The changes Congress made to the “claim now, claim more later” Social Security strategy generated so many questions from readers that I’m devoting a second column to answering some of those queries. Next week, we’ll get back to the usual mix … […]

Another advantage that 4x has over stocks is the advantage of trading focus. Instead of having to choose between over 4,000 stocks you can deal with 4 main currency pairs. Any good business person knows that focusing on too many things is a recipe for financial disaster and this can hold equally true in the stock market. A stock trader also must grapple with the time issue doing research on all those potential stocks presents. It is also much easier to become familiar with 4 things as opposed to 4,000 things. Focus is the name of the game and 4x trading makes it much easier to do so.

Immediate annuities can be fixed or variable. While a fixed immediate annuity payment depends on the amount you contributed, your age, as well as the interest rate at the time or purchase; a variable immediate annuity depends on the type of investment purchased.

There are several pay-out methods available when you begin receiving annuity payments. With some options, you or your beneficiaries can select how you want to be paid. The following are some of these: