STILL

February 6, 2016 Canadian No Comments

Canadian Stocks Are Off Early Lows, But Still Down– Canadian Commentary

Canadian Stocks Are Off Early Lows, But Still Down– Canadian Commentary (RTTNews.com) – The Canadian stock market got off to a weak start Friday morning, but has recovered some ground in early trade. Employment data from Canada and the U.S. came in weaker than anticipated this morning. Modest gains in energy and financial … Continue […]

January 29, 2016 Earnings No Comments

Amazon Reports Best-Ever Earnings But Still Disappoints

Amazon Reports Best-Ever Earnings But Still Disappoints Amazon.com Inc. AMZN 8.91 % reported the largest quarterly profit in its 19-year history as a public company, as more consumers eschew brick-and-mortar retail for the convenience of ordering goods and services from their couch. However, shares of Amazon … Continue reading at wsj.com Microsoft earnings anchored to […]

December 19, 2015 Personal 19 Comments

Men still worse at investing than women

Men still worse at investing than women Men didn’t get any better at investing in 2015, at least compared to their female counterparts. The median male investor lost 1.8 percent over the last 12 months, including fees and dividends, while women squandered only 1.4 percent, according to a review … Continue reading at cnbc.com Library […]

December 6, 2015 Earnings No Comments

Weekly Earnings Update: Q4 2015 S&P 500 Earnings Still Reflecting Energy And Basic Materials Drag

Weekly Earnings Update: Q4 2015 S&P 500 Earnings Still Reflecting Energy And Basic Materials Drag Apple (NASDAQ:AAPL) is lapping tough comps with the Christmas quarter last year, but I expect Technology to show y/y earnings growth by the time the majority of the S&P 500 reports by the end of February 2016. Conclusion: Like the […]

October 31, 2015 Headlines No Comments

Economy Watch: Q3 GDP Drops, But Residential RE Investment Still Strong

Economy Watch: Q3 GDP Drops, But Residential RE Investment Still Strong The increase in real GDP in Q3 was driven, according to the BEA, but increasing personal consumption expenditures — people out spending, which is always good for retail — along with state and local government spending, nonresidential fixed investment … Continue reading at cpexecutive.com […]

October 25, 2015 ETF One Comment

Utilities Are Still Attractive If The Fed Does This

Really, it is a simple story. Speculation increases about the Federal Reserve raising interest rates and utilities stocks and the relevant exchange-traded funds suffer. September rolls around, and the Fed eschews a rate hike, leaving bond traders to surmise that the central bank could delay higher rates as far off as mid-2016 or that the […]

October 24, 2015 Earnings One Comment

Quarterly Earnings Reports Can Still Move Markets

To save articles or get newsletters, alerts or recommendations – all free. Don’t have an account yet?Create an account >> Subscribed through iTunes and need an NYTimes.com account?Learn more >> Need to connect your Home Delivery subscription to NYTimes.com?Link your subscription >> Article Source: www.nytimes.com Stock Market * Aug. 21 — Hewlett-Packard’s earnings outlook fell […]

October 24, 2015 Earnings No Comments

Kinder Morgan – Q3 Earnings, Dividend Growth Prospects Still Positive

Summary Reduced dividend growth outlook from management has hit shares hard providing another buying opportunity. New equity financing vehicle will reduce pressure on stock price. Dividend yield is out of sync with fundamentals which can lead to price appreciation as it normalizes. Future growth prospects for KMI are still positive. On Oct. 21, Kinder Morgan […]

The most important thing to consider is your financial needs, especially at times when you really need cash to finance something like the birth of a child delivery or an unforeseen accident or illness. However, you must also consider the regulations on withdrawal against the annuity, because it can be a bad scenario if you find yourself being served a penalty just because you withdrew large amounts from your annuity account when it was not permitted on the plan you purchased.

Performance will vary. Fund performance often falls off and risk levels rise during the subsequent three years after a fund is given an initial five-star Morningstar rating, suggests another recent study by Matthew Morey, a professor at Pace University. One reason for this is that after receiving a five-star rating the size of the fund grows dramatically, which then makes the fund unwieldy to manage, he suggests. Since Morey's study was completed, Morningstar also has changed the way it doles out top rankings to make them more precise. One of the biggest problems with all rating systems is that they are not necessarily predictive in nature. This means they're not really set up to tell you whether certain funds will necessarily do better in the future. For the most part, the ratings indicate how much you might have made and how much aggravation you faced in the process.

Understand how the ratings were developed. Too many people put emphasis on the results without knowing how the results were achieved. If you are going to use ratings, take the time to understand how they were developed and what they really mean. It is not the destination but the journey that counts.