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April 13, 2019 Personal 11 Comments

Required personal finance class for NC students could mean fewer US history lessons

Required personal finance class for NC students could mean fewer US history lessons North Carolina high school students could be required to learn more about financial literacy, but it could come at the cost of learning less about U.S. history. Legislation going through both the … Continue reading at newsobserver.com Why personal finance is extra-complicated […]

April 1, 2016 Personal No Comments

Summit Credit Union teaches students money management

Summit Credit Union teaches students money management The East High School branch location recently opened in February. Branch manager Hans Wiedenback oversees the location. He said it’s a joint venture with the East High School store and the partnership has been mutually beneficial for all parties involved … Continue reading at nbc15.com Liberty Mutual Group […]

January 15, 2016 Personal No Comments

Credit union funds money management program for St. Clair County students

Credit union funds money management program for St. Clair County students Academic career coach Douglas Bishop and program teacher Holly DeChane work with the Let’s TALK program. (Photo courtesy of ADVIA CREDIT UNION) Eleven students enrolled in the St. Clair County Transition Program in Marysville recently learned to count … Continue reading at voicenews.com Unemployment […]

January 6, 2016 Personal No Comments

Personal finance classes prepare local students for the future

Personal finance classes prepare local students for the future Only 57 percent of Americans passed a global study about financial literacy by Standard & Poor’s Ratings Services, the Gallup World Poll, the World Bank and the Global Financial Literacy Excellence Center at George Washington University. But local … Continue reading at nrtoday.com Tom Brady’s personal […]

The old Chinese curse, "may you live in interesting times", has particular relevance to the current epoch of U.S. history. There's a lot going on right now, much of it scary. Major investors around the world are responding to the events of our perilous age by sinking their dollars, deutschmarks and yen into gold, silver and palladium; Bill Gates, Warren Buffet, and billionaire speculator George Soros to name but a few. Big financial institutions like the Central Banks of Russia and China are also leaping onto the metals bandwagon driving the price of these precious commodities ever higher.

Investments once considered as stable as granite are rapidly losing ground, Lubaszka explains. Real estate is but one example. Long praised as a slam-dunk by money gurus, home-buying is no longer viewed as a hurdle-free path to profit. Stratospheric pricing and higher interest rates are putting intolerable pressure on the current housing bubble, factors bound to bust the suds sooner or later and drive the overheated real estate market into deepfreeze.

The most important thing to consider is your financial needs, especially at times when you really need cash to finance something like the birth of a child delivery or an unforeseen accident or illness. However, you must also consider the regulations on withdrawal against the annuity, because it can be a bad scenario if you find yourself being served a penalty just because you withdrew large amounts from your annuity account when it was not permitted on the plan you purchased.