students

April 13, 2019 Personal 11 Comments

Required personal finance class for NC students could mean fewer US history lessons

Required personal finance class for NC students could mean fewer US history lessons North Carolina high school students could be required to learn more about financial literacy, but it could come at the cost of learning less about U.S. history. Legislation going through both the … Continue reading at newsobserver.com Why personal finance is extra-complicated […]

April 1, 2016 Personal No Comments

Summit Credit Union teaches students money management

Summit Credit Union teaches students money management The East High School branch location recently opened in February. Branch manager Hans Wiedenback oversees the location. He said it’s a joint venture with the East High School store and the partnership has been mutually beneficial for all parties involved … Continue reading at nbc15.com Liberty Mutual Group […]

January 15, 2016 Personal No Comments

Credit union funds money management program for St. Clair County students

Credit union funds money management program for St. Clair County students Academic career coach Douglas Bishop and program teacher Holly DeChane work with the Let’s TALK program. (Photo courtesy of ADVIA CREDIT UNION) Eleven students enrolled in the St. Clair County Transition Program in Marysville recently learned to count … Continue reading at voicenews.com Unemployment […]

January 6, 2016 Personal No Comments

Personal finance classes prepare local students for the future

Personal finance classes prepare local students for the future Only 57 percent of Americans passed a global study about financial literacy by Standard & Poor’s Ratings Services, the Gallup World Poll, the World Bank and the Global Financial Literacy Excellence Center at George Washington University. But local … Continue reading at nrtoday.com Tom Brady’s personal […]

Angel investors are one of the financing options that you can look into when you decide to start your own business venture. Business start-up is not only a crucial process it also requires a lot of time, effort, and of course money. If you do not have the money needed to fund your business, then how can you start your operation? That is why, when you start planning your business venture, you have to carefully consider your capital. And if you do not have a large amount to start with, you can rely on angel investors to provide you capital. But before looking for one, you have to make sure that you understand the angel investors definition.

The most important thing to consider is your financial needs, especially at times when you really need cash to finance something like the birth of a child delivery or an unforeseen accident or illness. However, you must also consider the regulations on withdrawal against the annuity, because it can be a bad scenario if you find yourself being served a penalty just because you withdrew large amounts from your annuity account when it was not permitted on the plan you purchased.

There are three principal advantages to an annuity: 1. Tax-deferred accumulation. This allows you to set aside the funds that you pay into the annuity for as long as you want, without worrying about exceeding federal tax limits. 2. Flexibility. An annuity can offer you a variable or a fixed return, unencumbered by federal tax limitations. 3. Security. An annuity offers a fixed-income payout option which would grant an income that cannot be outlived.