students

April 13, 2019 Personal 11 Comments

Required personal finance class for NC students could mean fewer US history lessons

Required personal finance class for NC students could mean fewer US history lessons North Carolina high school students could be required to learn more about financial literacy, but it could come at the cost of learning less about U.S. history. Legislation going through both the … Continue reading at newsobserver.com Why personal finance is extra-complicated […]

April 1, 2016 Personal No Comments

Summit Credit Union teaches students money management

Summit Credit Union teaches students money management The East High School branch location recently opened in February. Branch manager Hans Wiedenback oversees the location. He said it’s a joint venture with the East High School store and the partnership has been mutually beneficial for all parties involved … Continue reading at nbc15.com Liberty Mutual Group […]

January 15, 2016 Personal No Comments

Credit union funds money management program for St. Clair County students

Credit union funds money management program for St. Clair County students Academic career coach Douglas Bishop and program teacher Holly DeChane work with the Let’s TALK program. (Photo courtesy of ADVIA CREDIT UNION) Eleven students enrolled in the St. Clair County Transition Program in Marysville recently learned to count … Continue reading at voicenews.com Unemployment […]

January 6, 2016 Personal No Comments

Personal finance classes prepare local students for the future

Personal finance classes prepare local students for the future Only 57 percent of Americans passed a global study about financial literacy by Standard & Poor’s Ratings Services, the Gallup World Poll, the World Bank and the Global Financial Literacy Excellence Center at George Washington University. But local … Continue reading at nrtoday.com Tom Brady’s personal […]

Corporate angels are former business executives who have retired early or have been replaced. Although investment is one of their goals, they look for personal opportunity at the same time. So, usually they want to acquire a position in the business as part of the deal. But this should be thoroughly discussed since some corporate angels can be too controlling.

There are several pay-out methods available when you begin receiving annuity payments. With some options, you or your beneficiaries can select how you want to be paid. The following are some of these:

Past performance is no guarantee of the future. You have probably heard this disclaimer a thousand times before, but it is really important to understand. Most rating systems have little to no predictive element in them. It's natural to think that the best performer of the past will be the best performer in the future. Unfortunately, it's not that simple. Just think about it; if it were that easy, investors would just continue to buy last year's winners knowing that they will be this year's winners. And that seldom works.