Tips

November 20, 2018 ETF 10 Comments

Is It Time To Buy TIPS ETFs, Mutual Funds?

Is It Time To Buy TIPS ETFs, Mutual Funds? … investments in TIPS ETFs or mutual funds. Why? I rely on individual I Bonds and TIPS, held to maturity, to fill my allocation. Yet, I can understand that this investment style isn’t for everyone. Continue reading at seekingalpha.com How Investors Face Inflation With TIPS [See: […]

November 24, 2017 Personal One Comment

4 Money-Management Tips To Help You Bootstrap Your Business

4 Money-Management Tips To Help You Bootstrap Your Business Sometimes, people who aspire to be business owners have this idea that they’ll pitch their idea, get millions of dollars in funding and start spending money like pro athletes. But, if they’re anything like the average American, they’ll have an … Continue reading at msn.com Curtis […]

November 1, 2017 ETF 4 Comments

3 Tips for Building a Socially Responsible Bond Portfolio

3 Tips for Building a Socially Responsible Bond Portfolio one investment at a time.” [See: 7 Socially Responsible ETFs for Investors of All Stripes.] The Forum for Sustainable and Responsible Investment estimates that $ 8.72 trillion was invested in socially responsible investments through the end of 2015. Continue reading at money.usnews.com VictoryShares Introduces High Dividend […]

October 31, 2016 ETF No Comments

TIPS ETFs May Be Better Alternative to Treasuries

TIPS ETFs May Be Better Alternative to Treasuries “TIPS are for winners.” Pacific Investment Management Co. and Goldman Sachs Asset … With inflation expectations rising, ETF investors have turned to TIPS options. Treasury inflation-protected securities, or TIPS, are a type of Treasury security … Continue reading at etftrends.com BlackRock: TIPS Make More Sense Than Treasuries […]

August 12, 2016 ETF No Comments

Time May Be Prime For TIPS ETFs

July 31, 2016 Large Cap No Comments

Three Tips for Investing in Biotech Stocks

Three Tips for Investing in Biotech Stocks The pipeline is driving earnings. Barron’s noted earlier this year that RBC is optimistic about Q1 earnings for several large-cap biotech stocks, among them Celgene. As Money Morning’s Tremblay points out, while investing in biotech stocks with great … Continue reading at moneymorning.com 7 Warren Buffett investing tips […]

June 29, 2016 Large Cap No Comments

A ‘historic’ investing opportunity and other post-Brexit tips for the long term

A ‘historic’ investing opportunity and other post-Brexit tips for the long term Here are some basic moves retail investors can make while traders on Wall Street look for the Brexit dust to settle: Credit Suisse is telling clients to look beyond the fear in headline-grabbing large-cap stocks and turn focus to smaller companies. Continue reading […]

April 21, 2016 ETF 12 Comments

13 Tips for Saving and Investing While Owning a Business

13 Tips for Saving and Investing While Owning a Business mutual funds and ETFs have an expense ratio, Kibler says, where a fee is built into the funds. Consider a Simplified Employee Pension or profit-sharing plan. After the business begins to make money and there is enough extra, consider investing in a SEP … Continue […]

The old Chinese curse, "may you live in interesting times", has particular relevance to the current epoch of U.S. history. There's a lot going on right now, much of it scary. Major investors around the world are responding to the events of our perilous age by sinking their dollars, deutschmarks and yen into gold, silver and palladium; Bill Gates, Warren Buffet, and billionaire speculator George Soros to name but a few. Big financial institutions like the Central Banks of Russia and China are also leaping onto the metals bandwagon driving the price of these precious commodities ever higher.

The most important thing to consider is your financial needs, especially at times when you really need cash to finance something like the birth of a child delivery or an unforeseen accident or illness. However, you must also consider the regulations on withdrawal against the annuity, because it can be a bad scenario if you find yourself being served a penalty just because you withdrew large amounts from your annuity account when it was not permitted on the plan you purchased.

Ratings are a very important element in trying to distinguish between good and bad funds. Good research, however, goes far beyond just looking for five stars or an A+. When evaluating funds, look at the quantitative, measurable characteristics of a fund: returns up against the benchmark, costs, risks, taxes and manager tenure. Use rating systems as part of your research, but remember: just because the analysts give them top marks, it does not mean they will be the best investment in the future, and doesn't it mean that they'll be the best investment for you in particular. Take the time to understand how the ratings were achieved. This will be the first step to educating yourself about funds.